Your collections work alone, even at night.

An artificial intelligence agent follows up on every overdue invoice for you: it emails the client, negotiates an installment plan, and only alerts you when it needs your approval. You approve, the AI chases — without your AR going cold.

Start for free See a real quote

Scale plan and above

Cord Agent IA

Hi Raúl, your $412,300 balance is 47 days overdue. Can I help you clear it in 3 monthly payments, no surcharges?

Raúl · El Zarco

Yes, 3 parts works for me.

Cord Agent IA

Done — here’s the plan:

Payment plan$412,300

15 jul$137,433

15 ago$137,433

15 sep$137,434

Approve plan

Approved

AUTONOMOUS AGENT

It's not a reminder. It's a collector that negotiates.

You activate autonomous collections per client and the agent takes the overdue AR: it contacts via email, reads the response, and proposes a payment plan of up to three monthly installments. If the client accepts within the limits you defined, it closes the deal; if they ask for something out of range, it escalates it to you. Works nights and weekends.

Contacts via email and understands the client's response
Negotiates up to 3 monthly installments within your rules
Escalates to a human when it goes out of bounds

Agente de cobranza · El Zarco 47 días vencido

Agente Cord · IAHola Raúl, tu saldo de $412,300 venció hace 47 días. ¿Lo liquidamos en 3 pagos, sin recargos?

De acuerdo, empiezo el 15 de julio.

Agente Cord · IAListo — plan de 3 × $137,433 registrado.

Negocia dentro de tus reglasPlan activo

PREDICTIVE CASH FLOW

You know how much you'll collect before you collect it.

Cord crosses each client's actual average payment delay with your weighted pipeline to project your revenue week by week, up to 90 days. Instead of guessing, you see the expected flow with probability scenarios and an "AI CFO Insight" that tells you where the risk is and what to collect first.

90-day projection based on your actual payment history
Probability scenarios, not a single optimistic figure
Detects risk concentration and AR that will fall behind

Flujo de caja · 90 días IA

Ingreso proyectado$1.84M

Probabilidad82%

30d45d60d75d90d

Basado en tu historial real de pagoRiesgo El Zarco

YOU ARE IN CHARGE

The AI proposes. You approve.

Autonomous collections is opt-in and controlled by you: you turn on the agent per client, define how far it can negotiate, and review each plan from an oversight dashboard. Everything the agent does is left in the immutable audit log — every email, every agreement, every installment. It's never a black box.

Opt-in per client: you decide who the AI chases
Oversight dashboard with every conversation live
Every action recorded in the immutable audit log

Supervisión de cobranza Opt-in

Distribuidora El Zarco$412,300 · agente activo

Negociando

Constructora GAMAplan de 3 cuotas

Plan activo

Grupo Ferrexfuera de límites

Tu OK

Cada acción en el audit logTú apruebas

WHY IT MATTERS

This is what ai collections actually changes.

Agente de cobranza · actividad ● Siempre activo

Sáb 3:12 am

Recordatorio enviado a El ZarcoAgente IA · saldo vencido 47 días

Dom 11:47 pm

Respuesta leída de Constructora ApexAgente IA · interpretó "pago en 3 partes"

Lun 6:04 am

Segundo seguimiento a Aceros del NorteAgente IA · sin respuesta al primero

Lun 8:22 am

Plan de pago propuesto a El ZarcoAgente IA · 3 cuotas mensuales

Da seguimiento de noche y en fin de semanaLa cartera no se enfría

Negociación autónoma · El Zarco 47 días vencido

Agente Cord · IAHola Raúl. Tu saldo de $412,300 venció hace 47 días. Para no cargarte recargos, ¿lo dividimos en 3 pagos mensuales sin intereses?

Me sirve. ¿De cuánto quedaría cada uno?

Agente Cord · IASerían 3 pagos de $137,433. El primero el 15 de julio, dentro de las condiciones que autorizó tu proveedor.

De acuerdo, empiezo el 15.

Plan de pagos registradoAceptado

Cuota 1 · 15 jul$137,433.33

Cuota 2 · 15 ago$137,433.33

Cuota 3 · 15 sep$137,433.34

Bitácora del agente · COT-0148 Cero caja negra

AcciónActorHora

Correo de cobranza enviado

Agente IASáb 3:12 am

Respuesta del cliente interpretada

Agente IADom 11:47 pm

Plan de 3 cuotas propuesto

Agente IALun 8:22 am

Acuerdo cerrado con el cliente

Agente IALun 9:03 am

Cuota 1 registrada · $137,433

Agente IAMar 10:15 am

Cada acción en el audit log inmutable — tú lo leesOpt-in por cliente

FREQUENTLY ASKED QUESTIONS

Most common questions about ai collections.

How does Cord's AI agent collect automatically?

Cord's AI collections agent follows up on overdue invoices on its own: it contacts the client via email, interprets the response, and proposes a payment plan of up to three monthly installments. If the client accepts within the limits configured by the business, the agreement is logged; if it goes outside those limits, the agent escalates it to a person. It works 24 hours a day and everything is recorded in the audit log.

Are AI collections secure? Who approves the agreements?

Yes. Autonomous collections are opt-in and activated on a per-client basis. The business defines up to how many installments and what conditions the agent can negotiate, and reviews each plan from an oversight dashboard. Every action by the agent — emails, agreements, installments — is recorded in Cord's immutable audit log, so it's never a black box.

What is Cord's AI cash flow projection?

Cord estimates your revenue up to 90 days forward by crossing the actual average payment delay of each client with the weighted value of your pipeline. Instead of a single number, it shows probability scenarios and an "AI CFO Insight" panel that highlights risk concentration and which accounts to collect first. Available on the Scale plan and above.

MÁS DE CORD